Everybody falls on hard times every now and then.
With the current global recession the number of people experiencing financial problems is most probably higher than usual. Its most probably not anything major, just a shortage of cash for your day to day expenses or maybe an unexpected emergency that really threw a monkey wrench into the machine work that is your budget.
There's always your good old reliable savings of course but what if you've already blew it on something else last month or you need a bit more than what is currently there?
There is always the payday loans option.
It's the very thing you need to tide you over until the next sweldo without costing you an arm and a leg.